Southern Michigan Bank & Trust – Coldwater Branch, Coldwater MI 49036

Southern Michigan Bank & Trust’s Coldwater branch, located at 51 West Pearl Street, Coldwater, MI 49036, provides a full range of banking services for individuals and businesses. As a nationally recognized bank with FDIC insurance (Certificate #5019), Southern Michigan Bank & Trust ensures your funds are secure while delivering exceptional customer service. With 12 Offices in Michigan, Southern Michigan Bank & Trust is dedicated to helping the Coldwater community manage finances conveniently and efficiently.

The Coldwater branch is a Full Service Office ready to assist with personal banking, business accounts, loans, and more. Knowledgeable staff offer expert guidance and modern banking solutions. Visit today or call 517-279-5500 to experience trusted, professional banking in Michigan.

Southern Michigan Bank & Trust Coldwater Branch Details

Want to know when this branch is open? Check Opening Hours for up-to-date timings and details.

Branch Name Coldwater
Phone Number 517-279-5500
Office Address 51 West Pearl Street, Coldwater, MI 49036
Service Type Full Service Office
State / County Michigan - Branch
City / Town Coldwater
Zip Code 49036

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Bank Type Federal Reserve Non-member Bank
FDIC Insurance Certificate #5019
Website smb-t.com
Branch Count 12 Offices in Michigan

Last Verified: August 2025

Southern Michigan Bank & Trust Coldwater Branch Hours of Operation

Every branch has its own set of hours; we‘ve listed the daily hours for the main headquarters branch below. It also applies to a variety of other branches; however, you should check your particular branch for more current and up-to-date information.

DayHours of Operation
Monday 9:00 am - 5:00 pm
Tuesday 9:00 am - 5:00 pm
Wednesday 9:00 am - 5:00 pm
Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00 am - 6:00 pm
Sunday closed

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Frequently Asked Questions (FAQs)

What services are offered at Southern Michigan Bank & Trust Coldwater?

The Coldwater branch offers full-service banking including personal accounts, business accounts, loans, mortgages, and financial advice.

Is Southern Michigan Bank & Trust Coldwater FDIC insured?

Yes, Southern Michigan Bank & Trust is FDIC insured under Certificate #5019, ensuring your deposits are safe and secure.

What are the branch hours for Southern Michigan Bank & Trust Coldwater?

Branch hours may vary. It's recommended to visit smb-t.com or call 517-279-5500 for the most accurate schedule.

How can I contact Southern Michigan Bank & Trust Coldwater?

You can call the branch at 517-279-5500 or visit in person at 51 West Pearl Street, Coldwater, MI 49036, Coldwater, MI 49036.

How many Southern Michigan Bank & Trust branches are there?

Southern Michigan Bank & Trust operates 12 Offices in Michigan, including the Coldwater, Michigan branch.

Published by LocaTrixHQ Webmaster

Updated on 8th December 2025

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